When hurricanes hit, your windows are one of the most vulnerable parts of your home. A broken window can let in wind and debris, potentially compromising your home’s structure. Here are six effective window treatments to keep your home safe:
- Impact-Resistant Hurricane Windows: Permanent, durable, and low-maintenance. They cost $500–$1,500 per window but offer year-round protection and energy efficiency.
- Hurricane Shutters: Affordable and versatile. Options like accordion, roll-down, or Bahama shutters cost $10–$60 per square foot, depending on style and material.
- Storm Panels: Budget-friendly and removable. Made from polycarbonate, aluminum, or steel, they cost $10–$20 per square foot.
- Hurricane Fabric Systems: Lightweight and easy to install. They cost about $17 per square foot and can absorb debris impacts effectively.
- Reinforced Window Films: Affordable but limited protection. These clear films strengthen glass and block UV rays but may not meet official hurricane standards.
- Plywood Coverings: The cheapest option at $2–$6 per square foot but offers only basic, temporary protection.
Quick Comparison
| Option | Cost per Sq. Foot | Protection Level | Aesthetic Impact | Installation Effort |
|---|---|---|---|---|
| Impact-Resistant Windows | $40–$100 | High | Blends with design | Professional only |
| Hurricane Shutters | $10–$60 | High | Enhances curb appeal | Varies by type |
| Storm Panels | $10–$20 | Moderate | Temporary appearance | DIY-friendly |
| Hurricane Fabric Systems | ~$17 | Moderate | Hidden when stored | Easy DIY |
| Reinforced Window Films | Varies | Low | Invisible | Professional best |
| Plywood Coverings | $2–$6 | Low | Poor aesthetics | Labor-intensive |
Choose the right solution based on your budget, protection needs, and home style. For long-term safety, consider impact-resistant windows or shutters. For a cost-effective, temporary fix, storm panels or plywood may work. Start preparing now to protect your home and family this hurricane season.
How to Choose Hurricane Window Protection | Ask This Old House
1. Impact-Resistant Hurricane Windows
Impact-resistant hurricane windows provide a reliable, year-round solution for storm protection. They eliminate the last-minute rush to prepare for storms while offering continuous security. Let’s dive into their durability, cost, ease of installation, and design benefits.
Durability and Impact Resistance
These windows are built to handle extreme weather conditions. Constructed with multiple layers of laminated glass and a polymer interlayer, such as those in the Pella Hurricane Shield Series, they can endure high-speed impacts and withstand thousands of pressure cycles [1][6].
"Hurricane windows are engineered to be safer and withstand more extreme weather conditions than windows with standard glass."
- Samantha Hageman, Pella [1]
Some advanced models, featuring a PVB inner membrane, can handle winds up to 200 mph – well beyond the threshold of a Category 5 hurricane (157 mph or more) [5][8]. Tests have also shown these windows reduce water intrusion by 77–87% compared to unprotected windows [7].
Cost-Effectiveness
While the upfront cost of impact-resistant windows is higher – ranging from $40 to $100 per square foot or $500 to $1,500 per installed window – they deliver long-term savings [10][12].
Frank Madonia, Vice President of Sales for Storm Smart, explains:
"The cost of impact glass compared to a standard window is typically 20% to 35% more. If a standard window costs $700, maybe the impact window would be $1,200 to $1,300 approximately." [9]
In addition to reducing the need for temporary storm solutions like plywood or shutters, many states offer insurance discounts for homes equipped with impact-rated windows, further offsetting the initial investment.
Ease of Installation and Use
One of the standout features of these windows is their convenience. Once installed by a professional, they provide continuous protection without requiring any additional effort. Leslie Chapman-Henderson, president and CEO of the Federal Alliance for Safe Homes, highlights this advantage:
"They’re passive, you don’t have to do anything, and they’re always there. That’s especially nice in areas of your home that are difficult to access, like a second story." [9]
Aesthetic Appeal and Design Compatibility
Impact-resistant windows don’t just protect – they also enhance. They allow natural light to flood your home and are designed to resemble standard windows, blending seamlessly with any architectural style. Models like the Pella Hurricane Shield Series and Defender Series block 99.7% of harmful UV rays [1], helping to prevent furniture from fading. Additional perks include noise reduction, improved energy efficiency, and enhanced security – all without compromising your home’s curb appeal.
2. Hurricane Shutters
Hurricane shutters are a practical and flexible way to protect your home from severe storms. They offer a mix of affordability and style, giving homeowners a storm-ready solution that can be deployed when needed and stored away during calmer weather. This versatility has made them a favorite for many.
Durability and Impact Resistance
Hurricane shutters are built to handle intense winds and flying debris. They go through rigorous testing to ensure they meet strict building codes and can withstand storm conditions [13]. The material you choose plays a big role in their performance:
- Aluminum shutters: Lightweight, strong, and resistant to corrosion, making them ideal for coastal areas.
- Steel shutters: Provide the highest level of protection but are heavier and less convenient to handle.
- Polycarbonate shutters: Tough and transparent, they let natural light in while still offering solid protection [33, 34].
These options allow homeowners to pick the material that best suits their needs and environment.
Cost-Effectiveness
Compared to impact-resistant windows, hurricane shutters are a more affordable way to protect your home. Costs vary depending on the type of shutter and how complex the installation is:
| Shutter Type | Cost per Square Foot | Installation Complexity |
|---|---|---|
| Storm Panels | $10–$20 | Moderate |
| Accordion Shutters | $15–$30 | Professional installation recommended |
| Bahama Shutters | $20–$35 | Professional installation recommended |
| Colonial Shutters | $18–$30 | Professional installation recommended |
| Roll-Down Shutters | $25–$60 | Professional required |
Labor costs for professional installation typically range from $1,000 to $1,500 for 8–10 shutters [11]. On the bright side, many insurance companies provide discounts for homes equipped with storm-resistant features like hurricane shutters, which can help offset the upfront cost [16].
Ease of Installation and Use
The ease of installation largely depends on the type of shutter. Storm panels are often the go-to for DIY enthusiasts, while more advanced systems like roll-down shutters usually require professional setup [17]. Installation timelines vary:
- Storm panels: 1–2 days
- Roll-down shutters: 2–4 days (including motorized systems) [17]
For DIYers, fabric storm panels stand out as a lightweight and easy-to-install option [19]. Using permanent fasteners can also simplify the process and prevent damage to your walls from repeated installations [18]. Beyond practicality, modern shutters now come with features that enhance both usability and visual appeal.
Aesthetic Appeal and Design Compatibility
Today’s hurricane shutters do more than just protect – they can enhance your home’s look. Bahama and colonial shutters, for example, add a decorative touch even when not in use, complementing styles from classic colonial homes to sleek coastal designs. Polycarbonate shutters let in natural light, avoiding the dark, enclosed feeling that solid shutters might create [33, 34]. Roll-down shutters, on the other hand, tuck neatly into housing units above windows, keeping your home’s original appearance intact until they’re needed.
3. Storm Panels
Storm panels offer a practical, removable solution for hurricane protection, bridging the gap between plywood and permanent shutters. These panels are designed to withstand severe weather conditions without costing a fortune. They can be installed when a storm is approaching and stored away when the skies are clear. Let’s take a closer look at how different materials used in these panels perform.
Durability and Impact Resistance
Storm panels are made from polycarbonate, aluminum, or steel, each offering reliable protection that meets hurricane safety standards.
Polycarbonate panels stand out for their impressive impact resistance. These clear panels are 200 times more resistant to impact than ½-inch plywood sheets[21]. For example, 16 mm multiwall polycarbonate panels have been approved by Florida State and Miami-Dade County for direct-mount installation. These panels passed rigorous testing, including Miami-Dade County‘s hurricane test, where a 9-lb 2×4 missile was fired at over 60 miles per hour without damaging the panel or the glass behind it[21]. Unlike plywood, which can splinter, or metal, which may dent, polycarbonate maintains its structure even in extreme conditions[20].
Aluminum panels are durable and corrosion-resistant. Panels with a 2-inch rise design are about 25% stronger than flat ones or plywood[22], and their lightweight nature makes them easier to handle and install[21].
Steel panels provide the most robust defense against flying debris and high winds, making them ideal for homes in areas prone to severe storms[23].
"Hurricane panels are designed to meet rigorous safety standards, offering excellent protection against high winds and flying debris." – Storm Smart[24]
This level of performance highlights why storm panels are a go-to choice for temporary yet reliable hurricane protection.
Cost-Effectiveness
Storm panels are one of the most affordable options for hurricane protection[11]. With costs ranging from $10 to $20 per square foot, they are significantly cheaper than permanent systems. For a standard 7-square-foot window, the total cost typically falls between $115 and $240[11].
| Protection Type | Cost per Square Foot |
|---|---|
| Storm Panels | $10–$20 |
Clear polycarbonate panels are priced at $12.10 per linear foot, with sizes varying from $33.28 for a 33-inch panel to $88.73 for an 88-inch panel[25]. While storm panels are budget-friendly, they don’t provide the same level of protection or impact resistance as premium hurricane-rated shutters[11].
Ease of Installation and Use
Another key advantage of storm panels is their ease of use. While some manual effort is required, most homeowners can manage the installation process. Panels are secured using anchors or tracks that are permanently mounted to the window frames[28]. Once these systems are in place, setting up the panels becomes a quick task[26].
To make installation even easier, label each panel for its corresponding window[26]. Pre-installed tracks or anchor points also help streamline the process when a storm is on the horizon.
"Efficient deployment: Once mounting systems are in place, setup takes minimal time." – My UBI[26]
The time required for installation depends on the size of the property and the number of windows, so it’s wise to start preparations well before a storm arrives[27]. While storm panels may take longer to prepare than accordion shutters, they are quicker to deploy than colonial shutters due to their straightforward design[27]. After the storm passes, the panels can be removed and stored for future use[15]. Their reusability season after season makes them a cost-effective, long-term solution[28]. Additionally, multiwall polycarbonate panels are five times lighter than plywood, making them easier to handle during both installation and storage[21].
Aesthetic Appeal and Design Compatibility
Unlike permanent systems that can alter your home’s appearance, storm panels stay out of sight until needed. When in use, they provide excellent protection without permanently changing your home’s architectural style.
Clear polycarbonate panels offer a great balance between safety and natural light, allowing sunlight to filter through while still protecting your windows. This transparency prevents the dark, bunker-like atmosphere that solid panels can create during extended storm periods.
Because storm panels are only installed when necessary, your windows retain their original look most of the time. This makes them a smart choice for homeowners looking for effective hurricane protection without compromising aesthetics. For instance, decorative shutters can be used on prominent windows for curb appeal, while storm panels can discreetly protect less visible areas, offering a practical balance between style and safety.
4. Hurricane Fabric Systems
Hurricane fabric systems present a lightweight yet sturdy option for protecting your home from storms, offering an alternative to traditional shutters. These systems use high-strength woven fabric to create a flexible barrier against severe weather. Secured with clips, grommets, and wing nut systems, the fabric is designed to shield windows and doors from wind and debris, even if the glass breaks.
Durability and Impact Resistance
Hurricane fabric systems are built to handle extreme conditions. For example, AstroGuard hurricane fabric has a burst strength exceeding 1,500 lbs and is designed to endure the forces of Category 5 storms, including wind, water, and flying debris [55, 61]. Some systems use aramid fibers, which are five times stronger than steel, to increase durability [30]. AstroGuard’s UV-resistant, high-tenacity nylon hybrid fabric also doubles the standard impact rating [31]. Unlike rigid shutters that may crack or fail, hurricane fabric absorbs the impact of debris without tearing, offering a reliable layer of protection.
Cost-Effectiveness
When it comes to affordability, hurricane fabric systems stand out. They typically cost about $17 per square foot [29], making them a more budget-friendly option compared to permanent solutions like Bahama shutters or rolling metal shutters. As an added bonus, these systems can lead to significant savings on insurance. For instance, a homeowner in Sarasota saw their Citizens Property Insurance premium drop by 36% – from $1,467 to $945 – after installing AstroGuard fabric [Hurricane Fabric Testimonials, 2010].
Ease of Installation and Use
Weighing significantly less than metal panels, hurricane fabric systems are easy to handle and install. AstroGuard, for example, weighs just 1.33 ounces per square foot, while other fabric systems average around 11 ounces per square yard [55, 64]. This lightweight design allows for quick, single-person installation without the need for heavy lifting or specialized tools. Basic equipment like a drill, scissors, and a tape measure is all you need. Each panel is clearly labeled to match its corresponding window or door, and maintaining a clip spacing of about 12 inches ensures a secure fit. After the storm, the fabric can be removed just as easily and stored compactly until it’s needed again.
Aesthetic Appeal and Design Compatibility
One of the standout features of hurricane fabric systems is their ability to protect your home without compromising its appearance. When not in use, the fabric remains completely hidden, preserving your home’s architectural style. During storms, the fabric provides a clean and uniform look, avoiding the industrial feel of metal shutters. Its flexibility also allows it to fit various window shapes and sizes, making it adaptable to different home designs. Plus, the entire system for multiple windows can often fit into a single compact bag, a great solution for homes with limited storage space. This combination of protection and aesthetic compatibility makes hurricane fabric systems a practical and visually appealing choice.
5. Reinforced Window Films
Reinforced window films provide a clear layer of protection that strengthens your existing glass without obstructing your view. Made from multiple layers of polyester and other durable materials, these films bond to the inside of your windows, creating an almost invisible shield against storm damage. Like other hurricane-resistant options, they combine safety with a subtle, unobtrusive design.
Durability and Impact Resistance
Hurricane window films offer moderate protection by keeping shattered glass intact after an impact. The layered polyester structure holds broken glass together, reducing the risk of injuries and limiting water damage [32]. These films can also handle smaller debris, like tree branches or loose items propelled by strong winds [2]. That said, they are not a foolproof solution – large projectiles or extreme winds can still overwhelm their protective capabilities [2].
"Safety/security window films applied to glass are tested to the same break-safe standards required of tempered glass, heat-strengthened glass, and laminated glass. Window film manufacturers have copies of the actual laboratory test reports validating that their products do, in fact, meet specific impact testing."
It’s important to note that in Florida, manufacturers cannot legally market window films as hurricane- or windstorm-resistant. These films are not approved as official storm damage mitigation barriers in regulated hurricane zones [33][34].
Cost-Effectiveness
One of the biggest advantages of window films is their affordability. They cost significantly less than installing storm shutters or replacing windows with impact-resistant glass [2]. Beyond storm protection, these films offer energy savings by blocking up to 99% of harmful UV rays. This helps reduce cooling costs during summer and contributes to year-round savings on heating and cooling bills [4][2]. On top of that, some insurance providers offer discounts for homes equipped with hurricane window films, making them a smart financial choice [2].
Ease of Installation and Use
For the best results, professional installation is highly recommended. Proper application requires skill and precision to ensure the film adheres correctly and performs as intended. Incorrect installation can cause issues like bubbling or weak adhesion [36]. While the process may take time, especially for homes with many or large windows, once installed, these films need only occasional inspections to stay effective [32].
Aesthetic Appeal and Design Compatibility
Reinforced window films protect your home without compromising its look. Since they are virtually invisible, they let in natural light while offering UV protection and moderate storm resistance. They don’t alter the exterior appearance, making them a great fit for any architectural style. This is especially beneficial for historic homes or neighborhoods with strict design rules. Their ability to blend seamlessly with your home’s style ensures protection without sacrificing visual appeal.
6. Plywood Coverings
Plywood coverings are a simple and budget-friendly option for hurricane protection. While they don’t provide the same level of security as more advanced systems, they remain a practical choice for homeowners looking for an affordable way to shield their homes from storm damage. These temporary panels require careful preparation and proper installation to offer even basic protection during a hurricane. Unlike permanent solutions, plywood is a short-term, cost-effective safeguard when a storm is on the horizon.
Durability and Impact Resistance
Plywood’s ability to withstand impacts is limited, making proper installation essential. Experts recommend using 5/8-inch to 3/4-inch exterior-grade (CDX) plywood for better durability. However, even at this thickness, plywood can be breached by impacts at speeds under 27 mph and cannot hold up against hurricane winds exceeding 150 mph. In contrast, materials like polycarbonate panels provide far superior impact resistance [21]. Additionally, poor installation or using subpar materials can compromise protection, and torn plywood panels may turn into dangerous debris during a storm [37][38].
Cost-Effectiveness
Affordability and availability are plywood’s biggest advantages. With costs ranging from $2 to $6 per square foot, it’s one of the cheapest hurricane protection options. For instance, covering a typical seven-square-foot window might cost between $15 and $45 [21][39][41]. However, this low price comes with some drawbacks. Unlike permanent solutions, plywood doesn’t improve your home’s appearance or provide added security outside of storm season. It also requires considerable effort to install, remove, and store for each storm [14]. While economical, the trade-off is the time and labor required every hurricane season.
Ease of Installation and Use
To get any meaningful protection from plywood coverings, proper installation is non-negotiable. Installation usually requires two people and involves precise measurements for each window. Panels must be secured with corrosion-resistant screws or barrel bolts. For wood-framed homes, it’s essential to mark stud locations and use screws that penetrate at least 2 inches into the framing. For masonry homes, the panels should fit inside the window opening and be secured with 4-inch barrel bolts spaced no more than 16 inches apart [42][43]. Homeowners should begin boarding up windows when a hurricane watch is issued – typically 36 to 48 hours before tropical storm-force winds are expected – and ensure compliance with local building codes before starting [40][43].
Aesthetic Appeal and Design Compatibility
Plywood coverings are all function, with no attention to aesthetics. Their bare, utilitarian look can make a home appear abandoned or distressed, often clashing with the surrounding architecture. In neighborhoods where plywood is widely used, the collective appearance can evoke a sense of emergency. Since this is a temporary solution, repeated installations can detract from a home’s curb appeal. While sealing the panels can help them withstand wet weather, there’s little that can be done to improve their appearance, as their sole purpose is to provide basic storm protection [39].
Conclusion
As we’ve explored, the choice of hurricane-resistant window treatments depends on factors like budget, protection requirements, and your home’s design. Each option – from durable impact-resistant windows to versatile storm panels – has its own advantages.
For budget-conscious homeowners, storm panels are a practical choice. These temporary solutions are more affordable than permanent options and offer reliable protection. Fabric panels, for example, are easy to store when not in use, while plastic panels are lightweight, making them easier to handle and remove after a storm [44].
If you’re looking for long-term protection, impact-resistant windows are a smart investment. Although they come with a higher upfront cost, they provide year-round security and eliminate the hassle of storm preparation. Over time, they offer peace of mind and added value to your home.
To choose the best option for your needs, start by evaluating the vulnerable areas of your home, such as windows and doors, and determine your budget. Keep your home’s architectural style in mind to ensure the solution complements its appearance. Additionally, check local and state building codes to ensure compliance. For tailored advice, consult with a hurricane shutter professional who can guide you based on your specific requirements [3].
Once you’ve installed your chosen solution, regular upkeep is essential to maintain its effectiveness. Factors like wind speed, material quality, and installation play a role in how well your window treatments perform during a storm [45]. Begin your preparations early – secure loose items, inspect all components, and perform maintenance to ensure everything is in top condition.
After a storm, be sure to clean and dry your window treatments thoroughly to prevent mold and mildew. Inspect mountings and hardware for any signs of wear or damage, and schedule professional evaluations before the hurricane season to address any vulnerabilities [45].
Taking action now can make all the difference. Whether you opt for affordable storm panels or invest in permanent impact-resistant windows, being prepared today ensures your home and family are protected when the next storm arrives.
FAQs
What are the long-term advantages of installing impact-resistant hurricane windows over temporary storm solutions?
Installing impact-resistant hurricane windows comes with long-term advantages that outshine temporary fixes like storm shutters. These windows provide constant protection, so your home stays secure without the need for frantic, last-minute preparations – even when you’re away during a storm.
But their benefits go beyond just shielding your home from hurricanes. Impact windows can boost your home’s energy efficiency, help block out outside noise, and even strengthen overall security. On top of that, many homeowners enjoy potential savings on insurance premiums, as these windows are designed to reduce storm-related damage. Thanks to their durability and wide-ranging perks, they’re a smart, long-term investment for homes in areas prone to hurricanes.
What are the differences between hurricane shutters and storm panels in terms of installation and storm protection?
When it comes to storm protection, both hurricane shutters and storm panels offer solid defense, but they differ in terms of convenience and installation effort.
Hurricane shutters – like accordion or rolling styles – are designed with ease of use in mind. Accordion shutters stay permanently attached to your windows, allowing you to open or close them quickly whenever needed. Rolling shutters take it a step further; many models can be motorized, adding an extra layer of convenience for homeowners.
Storm panels, while equally effective, require more hands-on effort. These lightweight panels are mounted individually, which means installation can take a bit more time and planning. That said, with good preparation, they can still be set up fairly quickly.
In short, hurricane shutters are a practical choice for frequent use, while storm panels are a dependable and budget-friendly option for occasional storms.
Are reinforced window films enough to protect your windows during hurricanes, or should they be paired with other solutions?
Reinforced window films play a crucial role in improving window safety during hurricanes. By strengthening the glass and holding shards together if it breaks, they help reduce the risk of injuries caused by flying debris. They can even prevent windows from completely shattering in some cases. However, it’s important to note that these films are not hurricane-proof and might not offer sufficient protection during severe storms.
To achieve a stronger defense, consider combining reinforced window films with solutions like impact-resistant shutters or storm panels. This layered approach provides a more reliable safeguard for your home and helps minimize storm-related damage.
